THANKS, JOE:

Also, your 401(k) surely did not "go to hell," as the previous guy predicted. On the contrary, stocks in the S&P 500 are up 26 percent as the first year of the Biden presidency is about to end.

How good is that? "U.S. financial markets are outperforming the world by the biggest margin in the 21st century" is how Bloomberg News put it.

The U.S. gross domestic product is expected to have grown an extraordinary 5.6 percent this year, according to economists. And that's after adjusting for inflation.

The unemployment rate is down to 4.2 percent. Retail sales in the recent Christmas shopping season rose eight percent from the same period last year -- the biggest gain in 17 years.

As Bloomberg summed it up, "America's economy improved more in Joe Biden's first 12 months than any president during the past 50 years."

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