March 5, 2007

THEY SAY THAT LIKE IT'S A BAD THING:

High deductibles a healthcare worry: The newly insured may shun doctors (Alice Dembner, March 5, 2007, Boston Globe)

In its attempt to make health insurance premiums affordable, a state board is giving the go-ahead to plans with high deductibles, but that is causing concern that many newly insured people may avoid getting treated when they're sick or may run up onerous debts to pay their medical bills.

The board overseeing the state's landmark healthcare law is considering minimal coverage plans with deductibles up to $2,000 before the full benefits of insurance kick in. Saturday, Governor Deval Patrick released the latest plans, which the board is scheduled to vote on this week .

Board officials have said a high deductible is necessary to keep the monthly premiums as low as possible and potentially entice more people to comply with the state mandate to obtain health insurance.


The point, of course,m is that we need nothing like the amount of medicine we demand
when we aren't the ones paying for it. Combine the policies with Savings Accounts and they'll have enough money to pay for the minimal care they should get.

Posted by Orrin Judd at March 5, 2007 8:20 AM
Comments

OJ:

That is unquestionably one of the biggest "Well, duh" headlines or subheadlines that I have ever read.

Posted by: Matt Murphy at March 5, 2007 12:52 PM
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