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In the short term, New Hampshire residents who buy health insurance through the federal marketplace can expect lower rates. In the longer term, there's a good chance they'll have more plans to choose from, although there's disagreement about whether that's a positive development.

Rates for the coming year won't be available until enrollment begins on Nov. 1, but the New Hampshire Insurance Department predicts a 6.75 percent rate decrease between 2018 and 2019, according to a news release issued on Monday. 

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