August 2, 2016


Affordable Care Act premiums are lower than you think (Loren Adler and Paul Ginsburg, July 21, 2016, Health Affairs)

Since the Affordable Care Act's (ACA) health insurance marketplaces first took effect in 2014, news story after story has focused on premium increases for certain plans, in certain cities, or for certain individuals. Based on preliminary reports, premiums now appear set to rise by a substantial amount in 2017.

What these individual data points miss, however, is that average premiums in the individual market actually dropped significantly upon implementation of the ACA, according to our new analysis, even while consumers got better coverage. In other words, people are getting more for less under the ACA.

Posted by at August 2, 2016 2:37 PM


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