...AND CHEAPER...:

The auto insurance industry faces upheaval in the next 25 years as the migration to autonomous safety features -- and ultimately a self-driving car -- shifts more of a car's accident risk from the driver to the vehicle, analysts said.

The number of accidents is expected to drop sharply because currently more than 90% of accidents are caused by driver error. That could lower insurance bills for consumers. The U.S. market for personal auto insurance policies, which currently generates $200 billion in premiums a year, could shrink substantially, some experts predict.

"There are going to be dramatic changes," said Joe Schneider, a managing director at KPMG who's part of the accounting firm's task force studying the issue.

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